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"Never Run Out of Cash is a must-read and must-use for business owners, operators, and accountants.  As a former CFO and a business owner, I know how few people really understand how to project and manage cash.

Philip gets it.  And he explains it in a way you can use.

You will learn the important questions.  More importantly, you will learn how to answer them so that YOU never run out of cash.”

- Steve Koinis

“This powerful, practical book gives you the key to business success. You learn the most important lessons of all to become wealthy.”

- Brian Tracy, author


“This is a revolutionary money-management book.

Throw out all the other complicated methods of handling projections and financial strategizing – use Philip’s Peace of Mind schedule to get just that – Peace of Mind about your cash flow!”

Dr. Joe Vitale
Best-selling author of “Spiritual Marketing” and numerous other works.

"Philip Campbell's book shows you not only how to manage the dollars and cents of cash-flow, but also how to manage your attitude and beliefs about it.... something I've never seen anywhere else. If you want to learn how to finally solve your cash-flow problems - get this book now!"

Jim Edwards
Author, "Immediate Money Immediately"

I highly recommend that you follow Philip's step-by-step process. It was so easy to do.  It made all the difference for me.  Now I'm finally back to having fun growing my business."

Ricky Hux, Owner and President
Best Fit Solutions, LLC

“Never Run Out of Cash is a must read for anyone involved in business. Philip has written an easy-to-read guide with practical tips and strategies you can implement immediately.”

Jill Griffin, author, “Customer Loyalty: How to Earn It, How to Keep It”

Look Inside the Book

Consulting and Cash Flow Problem-Solving Services

(including Philip's professional experience and background)


Philip Campbell
Austin, Texas

How to contact Philip:

3307 Starlight Vista • Round Rock, TX 78665
Phone 512 944 3520 • Fax 713 559 8356
e-mail [email protected]



Consulting Services and benefits

Summary of services and benefits I can deliver for you:

  • Help you take control of your cash flow.
  • Implement a tool that provides a crystal clear view into the true cash flow of your business. I use a unique and extremely powerful 2-page schedule that shows you exactly what’s going on with your cash flow. This schedule provides the kind of insight and understanding the traditional cash flow statement can’t.
  • Create earnings and cash flow projections you can trust.
  • Provide insight into what’s going on “behind the numbers”. This is the key to effective, confident, and profitable decision making.
  • Identify areas where cash is being “trapped” on your balance sheet. Then identify strategies to turn those assets back into cash.
  • Identify ways to reduce costs in order to create more cash.
  • Develop and implement strategies for restructuring debt successfully when the cooperation of a lender is required to solve a cash flow problem.
  • Create an analysis to reveal profit or loss down to the product or service level. Almost every company has a number of products or services that actually lose money, but they can’t see it on the face of the financial statements.
  • Litigation support.
  • Bring a CFO perspective to a company that does not have a seasoned financial executive in place.

  • Provide information to investors and lenders about a company so they can evaluate management, an acquisition, or other transaction.


Seminars and speaking

I do a number of speaking engagements each year for business related conventions or meetings.

In my presentation, I cut through all the complicated and confusing accounting and financial concepts business owners typically hear from CPAs and accountants and give your audience a very simple, easy-to-understand, step-by-step guide for taking control of their cash flow.


cash flow coaching and mentoring

This is a service for clients who want me to be available for monthly phone or in-person reviews, discussions, counsel, etc. regarding their new approach to taking control of their cash flow.

Oftentimes this service is valuable for a business owner who has the Peace of Mind schedule (the cash flow projections schedule I teach in the book) up and running but wants to have me available to discuss the schedule each month and review tips and strategies for maximizing cash flow.


Depth of Business Experience

Ten years as the CFO of a national franchise company and twenty years of finance, senior management, and accounting experience including six years in public accounting, start-up operations, an IPO on the NYSE, involvement in 28 acquisitions, sale of 2 companies, integration of acquisitions, implementation of new accounting systems, experience in both small and large organizations and experience in rapid growth environments.

My specific focus in my consulting practice is on helping business owners take control of the cash flow of your business.

Cash flow problems lead to more business failures (both small and large businesses) than almost any other single factor. It’s amazing how much easier it is to manage and grow your company when you discover the secret to taking control of your cash flow. 

I can help you take control of your cash flow. 


Professional Experience & Results

Franchise Concepts, Inc., Houston, Texas

2001 to 2004
1990 to 1997

The company is a franchisor of three of the largest chains of art and framing retail stores in the U.S. and Canada – Deck The Walls, The Great Frame Up and the Framing and Art Centre. The company has 320 stores with combined sales of over $90 million.


Senior Vice President, Chief Financial Officer (and shareholder) - Experience includes:                           

  • Worked closely with my partners and the Board of Directors to complete the sale of the company at 15.9 times prior year EBITDA.
  • Identified three cost reduction strategies in the first thirty days of re-joining the company that increased pre-tax income by $2.5 million and reduced debt by 38% in the first twelve months.
  • Implemented a process in the first sixty days to take control of the cash flow of the company and to provide cash flow projections for management, lenders, and shareholders they could trust.
  • Created and implemented a tool for managing and monitoring the franchise development pipeline. This tool significantly reduced the amount of senior management time previously devoted to managing and understanding this critical process.
  • Actively managed the accounting, finance, human resource, information systems and administration aspects of the company and its subsidiaries to reduce costs and simplify processes. This included all aspects of adherence to franchise laws, legal actions, collections, and routine legal administration.
  • Reduced the administrative staffing by 25% while improving turnaround times and service levels.
  • Led the acquisition of the company’s first international franchise. Responsibilities included identification of a suitable target, initial meetings and negotiations, due diligence, coordination of documentation and legal requirements, and closing.
  • Developed close relationships with the various shareholder groups, lenders and investors. Made sure each party was getting the information they needed.
  • Served on the senior officer team that set the direction of the company.


Fleetwood Retail Corp., Houston, Texas

1997 to 2001

The company (FRC) is a retailer of manufactured homes in twenty-six states and is a wholly owned subsidiary of Fleetwood Enterprises, Inc., a New York Stock Exchange company.

FRC acquired HomeUSA, Inc. in August 1998. HomeUSA was a retailer of manufactured homes with sixty-five retail centers in twelve states.  HomeUSA was formed by the merger of nine companies simultaneous with an IPO on the NYSE in November 1997. Notre Capital Ventures sponsored the transaction.

I was part of the management team assembled in July 1997 prior to the time the Letters of Intent were signed by the Founding Companies. We subsequently grew by completing twenty-eight additional acquisitions and building ninety new stores.


Vice President, Controller (and shareholder) – Experience includes:

  • Served on the Executive Committee with overall responsibility for the accounting function of 240 retail store income statements and balance sheets.  Total revenues of $600 million and total assets of $450 million.

  • Integrated the accounting functions of twenty-eight acquisitions during an eighteen-month period.  Each acquired company maintained an accounting center to account for their retail stores prior to being acquired.

  • Led the creation of a shared accounting center in Houston and reduced the number of accounting centers by sixteen while the number of retail stores grew by 300% (through acquisitions and building new stores).

  • Led the strategy to implement a common accounting system throughout FRC and reduced the number of different accounting systems by twelve.

  • Developed and implemented standardized accounting policies and procedures to create consistent and comparable financial statements across all subsidiaries.

  • Participated in all aspects of the HomeUSA accounting and financial work required to complete the merger of the nine founding companies and the Initial Public Offering (IPO) on the New York Stock Exchange.  Managed the audit process, the preparation of the prospectus and Form S-1, ran the model used by the investment bankers, and participated in the discussions and analysis with the analysts who covered the company.

  • Responsible for the accounting and financial reporting function including all SEC reporting while HomeUSA was a public company.
  • Provided due diligence support for the HomeUSA acquisitions team.


Arthur Andersen & Co., Houston, Texas

1986 to 1989

Audit Manager - Experience includes:

  • Planning, supervising and completing audits of public and private companies, including consultation with clients on significant accounting and business issues.
  • SEC reporting and regulations including an initial public offering.
  • Merger and acquisition purchase accounting issues.


Funchess, Mills & White CPAs, Beaumont, Texas

1983 to 1986

Staff Accountant - Experience includes:  

  • Audit, review and compilation of financial statements as well as corporate, partnership and individual income tax consultation and return preparation.
  • Consultation with clients regarding strategies to help them make more money.
  • Preparation of financial models and review of growth opportunities.


Education and Personal

EDUCATION: Lamar University, Beaumont, Texas
                        1979 - 1983
                        BBA in Accounting
                        GPA: Major 3.4 / 4.0

                        My favorite past time is studying business and
                        increasing my ability to add value to an
                        organization. I enjoy reading about business,
                        listening to audio programs, and studying what
                        other people are doing to add value and make
                        their businesses worth more money.

Need Help Getting Started?

In my consulting practice, I only sign up a relatively small number of business owners.

This allows me to provide a much higher level of care and attention than if I were to take on every business owner that needs my services.

Call me at 512 944 3520 to share with me your specific problems and challenges. We can then determine if I am the right person to help you take control of the financial side of your business.

You can also send me an email if you would like to get started right now or to discuss next steps and costs.

  Click Here to learn how you can have Philip set up your Peace of Mind schedule for you.

  Click Here to buy the book or audio CD and learn the step-by-step, proven process for eliminating your cash flow worries and taking control of your business.


  Do nothing! (this is a VERY expensive option).

Even if you only buy the book and audio CD, you'll be much better off by taking action and learning exactly what you need to do to take control of your cash flow. That's a much more intelligent decision than continuing to do what you've been doing.

Especially since they both come with a 100%, RISK FREE guarantee. It provides value for you, or I buy it back. No questions asked.

Click Here to buy the book and the companion audio CD completely RISK FREE.




Buy the book and companion audio CD Right Now and Save


A Money Back Guarantee That
 Eliminates Your Risk.

Guarantee: All our products come with a RISK FREE, no-questions asked, 90 day money back guarantee. If for any reason, or at any time within 90 days of purchase, you decide this information isn’t right for you, I'll refund 100% of your purchase price.

All the risk is on me!  These products deliver value to you or you get your money back - 100% guaranteed.

I'm that confident it will transform the way you manage your business.


The paperback is ONLY $16.95
(or ONLY $14.95 for the eBook version)

The Audio CD is ONLY $19.95


Call 1 800 247 6553 to order by phone.
(we are available 24 hours a day, 7 days a week)


Never Run Out of Cash and The 10 Cash Flow Rules You Can't Afford to Ignore are dedicated to helping you eliminate your cash flow worries and take control of your business.

Click Here
 to get it NOW.


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